Ayaan Kumar

Ayaan Kumar проживает в городе Basyur Guni, Индия. Родной город - kanpur. Семейное положение Ayaan: не женат. Из открытых источников получены следующие сведения: информация о среднем образовании.

Quote From Wikipedia, the free encyclopedia Jump to: navigation, search Look up quote in Wiktionary, the free dictionary. For the Wikipedia quotation templates, see Category:Quotation templates. Quotation is used in text to indicate the words of another speaker or writer. In speech and written text, quote may also refer to: Nested quotation, quotation inside a quotation Block quotation and Pull quotes, methods to highlight quotations in texts or on web pages Quotation mark glyphs, air quotes, and scare quotes, punctuation marks and their usage Quotation mining, compiling quotations Quoting out of context, a form of fallacy Use-mention distinction and quasi-quotation, the philosophical distinction between mentioning a word and using it to denote a thing or idea In computing, quote may refer to: String literals, computer programming languages' facility for embedding text in source code Quoting in Lisp, the Lisp programming language's notion of quoting Quoted-printable, encoding method for data transmission Quote may also refer to: Financial quote or sales quote, commercial statement detailing a set of products and services to be purchased in a single transaction by one party from another for a defined price Quote.com, a financial website

This article is in need of attention from an expert on the subject. WikiProject Economics or the Economics Portal may be able to help recruit one. (January 2009) Interest is a fee paid on borrowed assets. It is the price paid for the use of borrowed money, [1] or, money earned by deposited funds.[2] Assets that are sometimes lent with interest include money, shares, consumer goods through hire purchase, major assets such as aircraft, and even entire factories in finance lease arrangements. The interest is calculated upon the value of the assets in the same manner as upon money. Interest can be thought of as "rent of money". When money is deposited in a bank, interest is typically paid to the depositor as a percentage of the amount deposited; when money is borrowed, interest is typically paid to the lender as a percentage of the amount owed. The percentage of the principal that is paid as a fee over a certain period of time (typically one month or year), is called the interest rate. Interest is compensation to the lender for the risk of not being paid back, and for forgoing other useful investments that could have been made with the loaned asset. These forgone investments are known as the opportunity cost. Instead of the lender using the assets directly, they are advanced to the borrower. The borrower then enjoys the benefit of using the assets ahead of the effort required to obtain them, while the lender enjoys the benefit of the fee paid by the borrower for the privilege. The amount lent, or the value of the assets lent, is called the principal. This principal value is held by the borrower on credit. Interest is therefore the price of credit, not the price of money as it is commonly believed to be.[citation needed] Contents [hide] 1 History of interest 2 Types of interest 2.1 Simple interest 2.2 Compound interest 2.2.1 Fixed and floating rates 2.3 Composition of interest rates 2.4 Cumulative interest or return 2.5 Other conventions and uses 3 Market interest rates 3.1 Opportunity cost 3.2 Inflation 3.3 Default 3.4 Deferred consumption 3.5 Length of time 3.6 Open market operations in the United States 3.7 Interest rates and credit risk 3.8 Money and inflation 4 Interest in mathematics 5 Formulae 6 See also 7 References 7.1 Specific references 7.2 General references 8 External links [edit] History of interest This section does not cite any references or sources. Please help improve this article by adding citations to reliable sources. Unsourced material may be challenged and removed. (January 2008) Interest is the price paid for the use of savings over a given period of time. In ancient biblical Israel, it was against the Law of Moses to charge interest on private loans [3].During the Middle Ages, time was considered to be property of God. Therefore, to charge interest was considered to be commerce with God's property. Also, St. Thomas Aquinas, the leading theologian of the Catholic Church, argued that the charging of interest is wrong because it amounts to "double charging", charging for both the thing and the use of the thing. The church regarded this as a sin of usury; nevertheless, this rule was never strictly obeyed and eroded gradually until it disappeared during the industrial revolution.[citation needed] Usury has always been viewed negatively by the Roman Catholic Church. The Second Lateran Council condemned any repayment of a debt with more money than was originally loaned, the Council of Vienna explicitly prohibited usury and declared any legislation tolerant of usury to be heretical, and the first scholastics reproved the charging of interest. In the medieval economy, loans were entirely a consequence of necessity (bad harvests, fire in a workplace) and, under those conditions, it was considered morally reproachable to charge interest.[citation needed] It was also considered morally dubious, since so goods were produced through the lending of money, and thus it should not be compensated, unlike other activities with direct physical output such as bl